10 Excellent Credit Cards of 2020 – NerdWallet

Citi® Double Cash Card

Citi® Double Cash Card – 18 month BT offer

on Citibank’s application

Excellent for Flat Rate Cash Back

0% intro APR on Balance Transfers for 18 months

13.99% – 23.99% Variable APR

$0

on Citibank’s application

Discover it® Cash Back

Discover it® Cash Back

Excellent for Bonus Categories and First Year Cashback Match

0% intro APR for 14 months on purchases and balance transfers

11.99% – 22.99% Variable APR

$0

American Express Blue Cash Preferred Credit Card

Blue Cash Preferred® Card from American Express

on American Express’s website

Excellent for Everyday Spending

0% intro APR on Purchases for 12 months

13.99% – 23.99% Variable APR

$95

on American Express’s website

Citibank Diamond Preferred Credit Card

Citi® Diamond Preferred® Card

on Citibank’s application

Excellent for Long 0% interest periods for balance transfers

0% intro APR on Purchases and Balance Transfers for 18 months

14.74% – 24.74% Variable APR

$0

on Citibank’s application

American Express Blue Cash Everyday Credit Card

Blue Cash Everyday® Card from American Express

on American Express’s website

Excellent for Everyday Spending With No Fee

0% intro APR on Purchases for 15 months

13.99% – 23.99% Variable APR

$0

on American Express’s website

Chase Freedom Unlimited Credit Card

Chase Freedom Unlimited®

Excellent for Cash-Back Pairing with Chase Sapphire Preferred®

0% intro APR on Purchases for 15 months

14.99% – 23.74% Variable APR

$0

American Express Cash Magnet℠ Card

American Express Cash Magnet® Card

on American Express’s website

Excellent for Low intro APR and unlimited cash back

0% intro APR on Purchases for 15 months

13.99% – 23.99% Variable APR

$0

on American Express’s website

Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards credit card

on Bank of America’s website

Excellent for Customizable rewards

0% intro APR for 12 billing cycles on purchases and on balance transfers made within 60 days of account opening

13.99% – 23.99% Variable APR

$0

on Bank of America’s website

Bank of America Travel Rewards® Credit Card

Bank of America® Travel Rewards credit card

on Bank of America’s website

Excellent for Flat-rate travel rewards + no annual fee

0% intro APR on Purchases for 12 billing cycles

14.99% – 22.99% Variable APR

$0

on Bank of America’s website

Chase Sapphire Preferred Credit Card

Chase Sapphire Preferred® Card

Excellent for Airline Miles and a Large Bonus

N/A

15.99% – 22.99% Variable APR

$95


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